Trend · rank 156 of 250

Household debt & housing affordability

High housing costs and mortgage debt are absorbing a growing share of household income, increasing sensitivity to interest rates and employment and excluding younger households from building assets.

Financial StrengthMoney & debtdebt financeinequalitycities

Second pass: Carried forward from the first pass unchanged. Held by all three panel models.

Sensitivity and network position

Rank
156of 250
Sensitivity
7.5rank 166
Breadth
0of 20 scenarios High or above
PageRank
33.6rank 127
Eigenvector
7.0
Betweenness
5.3
Links
11trends at Moderate similarity or above
Composite
17.5

Attention over three years

How much this trend is read about on Wikipedia and searched for on Google, week by week, set against the typical trend in the list so that what moves every trend at once is taken out. 100 is this trend's own three-year average. The score measures public attention, which is not the same as the strength of the force: a trend can deepen unnoticed, and a news event can lift attention for a fortnight.

Now
89
Over a year
−8%Steady
Over three years
−24%
Peak
15915 Sept 2024
Sources
Bothagreement 0.07
Coverage
5languages · 35 nations

Trailing 4-week average. 100 is this trend’s three-year average.

By language

Wikipedia reading in each language edition where the trend’s pages are read enough to measure (5 of 28). Share is of all the readers counted.

LanguageShareNowOver a yearThree years
English89%103−3%
Korean3%95+45%
German3%118+4%
Dutch2%83−20%
French2%98−18%

By country

Google search interest over the three years, as a share of each country’s searching. 100 is the nation where interest is highest. The search terms are English, which favours countries that search in English.

New Zealand

United Kingdom

Canada

United States

Ireland

Australia

Singapore

South Africa

South Korea

Netherlands

United Arab Emirates

Switzerland

100

100

64

54

49

35

21

20

18

12

10

6

The 12 highest of 35 nations with a reading.

By region and G20 member

Attention to this trend inside each place, from Google searches made in its countries and Wikipedia reading in the languages mostly read there, averaged where both exist. Each line compares the trend with its own past in that place; the lines do not compare places.

Regions

PlaceRead fromNow90 days1 year3 yearsThree years
North AmericaGoogle in 2 countries + Wikipedia in English90+24%−16%−12%
EuropeGoogle in 9 countries + Wikipedia in German, French, Dutch112+8%+11%+15%
Indo-PacificGoogle in 11 countries + Wikipedia in Korean131+22%+123%+31%
South AsiaGoogle in 3 countries158+27%+157%+103%
Gulf and Middle EastGoogle in 3 countries181+14%+199%+346%
AfricaGoogle in 4 countries104−7%+22%−9%
Latin America and CaribbeanGoogle in 5 countries135+13%+53%+99%

G20 members

PlaceRead fromNow90 days1 year3 yearsThree years
ArgentinaGoogle180+35%+103%+539%
AustraliaGoogle111+20%+10%−7%
CanadaGoogle69+34%−42%−36%
FranceGoogle + Wikipedia in French121+7%+29%+45%
GermanyGoogle + Wikipedia in German112+21%+3%+3%
IndiaGoogle172+29%+177%+153%
IndonesiaGoogle301+74%+1724%+1346%
ItalyGoogle173+9%+207%+361%
JapanGoogle92+77%−2%−21%
South KoreaGoogle + Wikipedia in Korean103+18%+134%−23%
MexicoGoogle116−0%+28%+38%
Saudi ArabiaGoogle193+14%+344%+788%
South AfricaGoogle99+23%+15%−35%
TürkiyeGoogle168+15%+215%+239%
United KingdomGoogle56−11%−49%−59%
United StatesGoogle + Wikipedia in English91+26%−12%−14%

Relation to each scenario

A trend relates to a scenario when it changes how likely the scenario is, how hard it lands, or is itself sharply changed by it. Each score is the median of three scores given separately by the members of the model panel.

RelationScenarioFamily
3 · ModerateA global funding seizure reaches sovereign balance sheets S02Economic and trade
3 · ModerateAn AI deployment step causes abrupt labour displacement S08Technology and infrastructure
2 · LowA major disaster disables the national economic core S07Energy, climate and resources
1 · Very lowA disputed transfer of power breaks effective government S05Geopolitical and security
0 · Not relatedCritical trade divides into rival blocs S01Economic and trade
0 · Not relatedA regional war closes a globally important sea route S03Geopolitical and security
0 · Not relatedHybrid coercion ends in an infrastructure blackout S04Geopolitical and security
0 · Not relatedTwo breadbasket failures trigger a food availability crisis S06Energy, climate and resources
0 · Not relatedA cryptographic breakthrough invalidates digital trust S09Technology and infrastructure
0 · Not relatedA novel respiratory pathogen exceeds health surge capacity S10Health
0 · Not relatedA creditor agreement releases fiscal capacity S11 ↗Economic and trade
0 · Not relatedA cross-regional market access compact redirects investment S12 ↗Economic and trade
0 · Not relatedA great-power agreement lowers economic security barriers S13 ↗Geopolitical and security
0 · Not relatedA verified Middle East settlement restores access S14 ↗Geopolitical and security
0 · Not relatedCheap firm clean power becomes available at scale S15 ↗Energy, climate and resources
0 · Not relatedA validated farming package raises water-efficient output S16 ↗Energy, climate and resources
0 · Not relatedAI-directed research produces a reproducible discovery step S17 ↗Technology and infrastructure
0 · Not relatedA public service platform reaches inclusive operation S18 ↗Technology and infrastructure
0 · Not relatedAffordable preventive treatments reduce chronic illness S19 ↗Health
0 · Not relatedA live outbreak proves rapid distributed pandemic defence S20 ↗Health

Similarity = 0.3 × shared tags (Jaccard) + 0.3 × likeness of scenario profiles (cosine) + 0.3 × likeness of names and descriptions (TF-IDF cosine) + 0.1 if in the same capability domain, cut into seven levels at 0.12, 0.22, 0.33, 0.45, 0.58, 0.72. Shown at Moderate and above.

SimilarityTrendThemeRank
4 · HighSlow growth & fiscal spaceMoney & debt22
4 · HighStretched asset valuationsMoney & debt157
3 · ModerateSovereign debt & interest burdenMoney & debt12
3 · ModerateConcessional finance scarcityMoney & debt32
3 · ModerateTax base erosion & coordinationMoney & debt41
3 · ModerateCapital concentration in AIAI, compute & quantum67
3 · ModerateStructural inflation pressureMoney & debt76
3 · ModerateNon-bank finance growthMoney & debt82
3 · ModerateBank funding & deposit mobilityMoney & debt101
3 · ModerateRemittance dependenceMoney & debt195
3 · ModerateCommercial property repricingMoney & debt217